Homeowners
A Homeowners insurance policy is a Multi-Peril policy, which means it combines property and casualty (liability) coverages in the same policy. The property being insured must be owned by, and the primary residence of, the Named Insured.
Farmowners
A Farmowners insurance policy is a Multi-Peril policy, which means it combines property and casualty (liability) coverages under the same policy. The property being insured must be owned by, and the primary residence of, the Named Insured.
Mobile Homeowners
A Mobile Homeowner insurance policy is a Multi-Peril policy, which means it combines property and casulty (liability) coverages in the same policy. The property being insured must be owned by, and the primary residence of, the Named Insured.
Dwelling Fire
A Dwelling Fire insurance policy is Named Peril policy with Property coverage only. The property being insured must be owned by the Named Insured. However, it can be owner occupied or tenant occupied.