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Free Legal Document Access

A no-cost policyholder benefit — wills, leases, contracts, and more.

Having the right legal documents in place is essential to protect your interests — whether as an individual, a farmer, or a business. If you don’t have the right documents, you may be at risk of losing out financially as well as emotionally.

That’s why Carolina Farmers Mutual Insurance Company has made legal document services available to our policyholders free of charge, so you can protect yourself, your family, and your business from legal risks and gain peace of mind. Your access depends on the type of policy you have — find your policy type below to get started.

Homeowner Policyholders

Personal Risk Protection

Wills, powers of attorney, healthcare directives, and everyday documents — from selling a car to renovating your home.

Access code: CFMIC1892PRP

personalriskprotection.com/cfmic →

Farmowner Policyholders

Farm Risk Protection

Estate plans, equipment rental and livestock sale agreements, farmland leases, contractor hires, and liability waivers for events on your land.

Access code: CFMIC1892FRP

farmriskprotection.com/cfmic →

Commercial Policyholders

Business Risk Protection

HR documents, independent contractor agreements, construction and maintenance contracts, property-manager hires, and commercial or residential leases.

Access code: CFMIC1892BRP

businessriskprotection.com/cfmic →

Access the service in four easy steps

  1. VisitGo to the Risk Protection website for your policy type.
  2. RegisterCreate your account using your access code above.
  3. AnswerWork through the guided questionnaire — no legal knowledge needed.
  4. PrintPrint your document and follow the final “What to do with…” steps.

Guides to the available documents