Coverage Options

We offer several additional coverage options as well. Please contact an agent for details.

A street of well-kept homes

Homeowners


A Homeowners insurance policy is a multi-peril policy, which means it combines property and casualty (liability) coverages in the same policy. The property being insured must be owned by, and the primary residence of, the named insured.

Farmowners


A Farmowners insurance policy is a multi-peril policy, which means it combines property and casualty (liability) coverages under the same policy. The property being insured must be owned by, and the primary residence of, the named insured.

A red barn and silo on a Carolina farm
A tidy street of mobile homes

Mobile Homeowners


A Mobile Homeowners insurance policy is a multi-peril policy, which means it combines property and casualty (liability) coverages in the same policy. The property being insured must be owned by, and the primary residence of, the named insured.

Dwelling Fire


A Dwelling Fire insurance policy is a named-peril policy with property coverage only. The property being insured must be owned by the named insured — however, it can be owner-occupied or tenant-occupied.

A cottage with a covered front porch

Policyholder extras

Policies may include an Equipment Breakdown endorsement, and policyholders get free legal document services — from wills and powers of attorney to leases and contractor agreements. Ask your agent or contact us for details.